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Cancel amex application reddit

Related questions
What happens if I cancel my AmEx credit card? If you're interested in opening a new credit card but hesitant about paying the annual fee, Amex gives you a 30-day grace period after the statement in which your annual fee posts. If you downgrade or cancel your card inside this window your annual fee will be refunded. If you product-change outside of this window, the annual fee will be prorated.
Will Amex disqualify me from receiving a welcome offer? In simple terms, Amex will most likely disqualify you from receiving the welcome offer on lower-tier cards if you've previously held the higher-tier cards within the same card family. For example, in September 2023, American Express introduced a family rule on personal Delta credit cards, further restricting welcome bonus eligibility.
Why is my Amex card ineligible for a welcome bonus? There was no hard and fast rule as to what caused this ineligibility, other than Amex's long-standing policy that you can't earn a welcome bonus on a card if you've already had it before. Additionally, it seems that most Amex cardholders will be restricted to at most four Amex consumer or business credit cards.
Does Amex give a warning before submitting a credit card application? The good news was that Amex gave this warning before you submitted your application, giving you a chance to exit out without having your credit report pulled, which can lead to a small dip in your credit score in the short term. Related: The ultimate guide to credit card application restrictions
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Accidentally applied for a AMEX Plat card, how do I …
WebAccidentally applied for a AMEX Plat card, how do I cancel? So I applied to the AMEX platinum card strictly out of curiosity, and just because it seemed completely harmless. …
https://www.reddit.com/r/personalfinance/comments/ts8x3w/accidentally_applied_for_a_amex_plat_card_h...
Can I Cancel A Credit Card I Just Applied For? - Forbes
Bottom Line Show more You’ve put in an application for a new card and been approved. But something feels off. Maybe you’re getting cold feet about that new credit card and what it might mean...
https://www.forbes.com/advisor/credit-cards/cancel-credit-card-i-applied-for/
Plan to cancel my American Express Platinum Card in …
WebAlso note that if you cancel your Platinum without first opening a MR earning card, you will forfeit all the MR you have accrued. There are some no annual fee options that earn MR, …
https://www.reddit.com/r/amex/comments/rbz8vv/plan_to_cancel_my_american_express_platinum_card/
Amex Plat application declined : r/CreditCards - Reddit
WebI am currently 0/6, 2/12, 3/24 with my last personal card opened in Dec. Income 90k This was my first amex app and I was instantly denied. Wait for letter, or call? Update: called 800 …
https://www.reddit.com/r/CreditCards/comments/wc5vy2/amex_plat_application_declined/
Re open a cancel card : r/amex - Reddit
WebTo my understanding, re-opneing cancelled cards (especially >30 days cancelled) is a rare event. Can't hurt to ask. If you do ask, and they say yes, make sure to ask if its the same …
https://www.reddit.com/r/amex/comments/r4e3vv/re_open_a_cancel_card/
r/amex on Reddit: Upgrade to the Platinum and cancel it/ …
WebOP has clarified they are outside the US so the below is not applicable to them. The Amex card fees are annual fees, not monthly fees. And generally if you downgrade before 1 year …
https://www.reddit.com/r/amex/comments/17p7e75/...
American Express Application Cancelled? - myFICO® Forums
7/14 Around 2PM my application disappeared from their application status site. Around 3PM it reappeared as Cancelled. I called the New Account hotline a third time …
https://ficoforums.myfico.com/t5/Credit-Card...
How Do I Cancel A Credit Card Application? - WalletHub
You can cancel a credit card application by contacting the credit card issuer’s customer service department. The sooner you contact them, the easier it will be to cancel …
https://wallethub.com/answers/cc/cancel-credit...
Can I Cancel A Credit Card Application? | Bankrate
You can cancel a credit card application by calling or emailing the credit card company's customer service department — but you've limited time to act. If you missed …
https://www.bankrate.com/finance/credit-cards/...
Here's a tip to prevent your Amex welcome bonus from being …
However, we've received a number of tips from readers, in addition to more reports circulating on the internet, indicating that Amex could take back your welcome …
https://thepointsguy.com/credit-cards/american...
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