How to avoid amex charge card limit reddit
You can also ignore anyone that says to only "use 10%-20% of your credit limit" or anyone that talks about a "30% usage rule" or anything ...
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Now lets say your starting “behind the scene” limit is $5000. If you spend $4500+ a month for 3-4months Amex can and more than likely will ...
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Update - I called Amex and they explained much of the advice given above, but also gave me an opening credit limit range (5k) to start. She ...
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Keep in mind that with charge cards, it will not reflect on your overall credit utilization on your credit history. Benefit is that if you need ...
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“I don't want the [limit] any higher, I give it to the wife”… quite literally a higher credit limit is the exact opposite of your problem. Your ...
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But yes, you can call and reduce the CL on the card. If and when you apply for a new card, Amex will automatically reallocate around your CLs if ...
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I would recommend not going above your normal spending more than a couple of times because then things like this happen, and even though you may ...
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If you constantly have large spendings and pay off all the balance, they will remove that limit eventually. You can also ask them to do so once ...
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Oh, the card definitely has a limit and Amex knows precisely how much credit they're willing to extend to you, but said limit is dynamic and ...
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When I first got my card, I had a planned vacation, so my first purchases put me at a few k, and I ended up hitting SUB within 2-3 months...no ...
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