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Payday loans near me

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How much money can you borrow with a payday loan? The amount you’re able to borrow with a payday loan will depend on your state’s laws and your income. Some states allow payday loan amounts of just $300, whereas other states allow loans of up to $1,000. Most payday loan lenders base your loan amount on how much the lender thinks you can afford to repay when your next paycheck arrives.
What is the process for getting a payday loan? To complete a payday loan application, you must normally provide pay stubs from your employer that show your current level of income. Payday lenders often base their loan principal on a percentage of the borrower’s predicted short-term income. Many also use a borrower’s wages as collateral.
How long do you have to repay a payday loan? Payday loans often have to be repaid in full within a month, although some payday lenders will offer repayment across a small number of instalments. Payments are usually taken from your bank account through your debit card.
How much do payday loans typically cost? Payday loans generally have fixed fees from $10 to $30 for every $100 borrowed. However, it varies based on your state laws and the amount you borrow. On average, the APR works out to around 400%. Typical ranges are from about 390% to 780%.
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Web7765 NW Prairie View Road. Address. LendNation. 7765 NW Prairie View Road. Kansas City, MO 64151. Phone. (816) 587-6251. Get Directions.
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