Annualcreditreport.com is a free online platform that provides consumers with access to their credit reports from the three major credit bureaus, Equifax, Experian, and TransUnion. The website was mandated by the Fair and Accurate Credit Transactions Act (FACT Act) and is operated by the three credit bureaus. Consumers can order their credit reports once a year to ensure their credit information is accurate and to identify any potential identity theft or fraud. The website also provides information on credit scores, disputes, and fraud alerts. Annualcreditreport.com is a secure platform that protects consumers' personal information.