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BBVA USA
BBVA.com is the official website of BBVA, a leading multinational financial institution headquartered in Spain. The website serves as a comprehensive platform offering a wide range of financial services and solutions to individuals, businesses, and institutions worldwide. With a user-friendly interface, BBVA.com provides access to banking products, including accounts, loans, and credit cards, as well as investment options and insurance plans. Additionally, the website features informative articles, news updates, and insights into various financial topics, assisting users in making informed decisions. BBVA.com aims to deliver innovative and personalized banking experiences, keeping pace with the evolving needs of its diverse customer base.
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EncryptedSite is Encrypted
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CountryHosted in Ireland
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CityDublin, Leinster
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Latitude\Longitude53.3382 / -6.2591 Google Map
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Traffic rank#13,025 Site Rank
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Site age27 yrs old
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Site Owner informationWhois info
Website is Safe
Site is not blacklisted
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FoundedMarch 2, 1964
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FounderHarry B. Brock Jr.
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DefunctOctober 8, 2021
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FateAcquired by,PNC Financial Services
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TypeDefunct
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IndustryBanking
Traffic rank
#13,025
#13,025
Site age
27 yrs
27 yrs
Location
Ireland
Ireland
Popular Questions for BBVA USA
Newest job postings for BBVA USA
via LinkedIn
posted_at: 3 days agoschedule_type: Full-time
Corporate Counsel
Job description...
Overview
At BBVA, we are leading the transformation of global banking with the aim of bringing the opportunities of this new era within everyone’s reach. We are a global financial institution present in more than 25 countries with over 89 million customers. We are a bank with 115,000 plus employees across the world, and every one of those employees is leading and designing his/her professional career with
Corporate Counsel
Job description...
Overview
At BBVA, we are leading the transformation of global banking with the aim of bringing the opportunities of this new era within everyone’s reach. We are a global financial institution present in more than 25 countries with over 89 million customers. We are a bank with 115,000 plus employees across the world, and every one of those employees is leading and designing his/her professional career with the help of tools provided by the organization to make that happen.
Corporate responsibility is an intrinsic part of our business model, promoting inclusion and financial education while supporting research and culture. Being part of BBVA means developing your career in one of the most innovative companies in finance.
We started out with the spirit of helping others make the best financial decisions. That spirit remains with us today and encourages us to keep moving forward, prioritizing innovation and digital transformation so that we can bring the opportunities of this new era within everyone’s reach.
Our values define our identity; they are what drives us to make our goals a reality and they guide all of our actions and the decisions we make.
• The customer comes first.
• We are one team.
• We think big.
www.bbva.com
Responsibilities
The BBVA New York Legal Department provides legal support to the Corporate & Investment Banking Group (“CIB”), which includes the New York branch of BBVA (a Spanish bank) and an SEC-registered broker dealer. The successful candidate will provide counsel on legal and regulatory issues, perform legal research, review financial transactions, present updates to senior management and manage corporate governance, primarily in support of CIB. The position reports directly to the General Counsel for CIB in the US.
Primary Duties
● Provide guidance in support of individual transactions, trading strategy and institutional policy on all aspects of derivatives regulations, including Dodd-Frank and CFTC and SEC regulations, to sales, trading, legal, compliance, reporting and operations colleagues.
● Stay abreast of regulatory developments related to derivatives and advise on their potential operational, compliance and other impacts.
● Prepare and negotiate trading documents, including ISDA Master Agreements and CSAs, CDEAs, repurchase agreements, related credit support documentation and other legal documentation between the Bank and its counterparties.
● Answer legal and regulatory questions and provide day-to-day support to the BBVA Group, whether forto the New York office or globally, engaging colleagues in Europe, Asia and Latin America.
● Review and analyze legal documentation in all stages of lending transactions, including credit agreements, guarantees, security documents, NDAs, commitment letters and engagement letters..
● Represent the Legal Department in meetings across various bank functions with senior management and external stakeholders. Advise on all legal matters relevant to the New York office and CIB.
Required Qualifications
● At least 4-7 years of experience at a top law firm or as in-house counsel at a leading financial institution.
● Significant experience advising on derivatives regulations, with strong knowledge of the Dodd-Frank Act and CFTC and SEC regulations.
● Self-motivated with the ability to work independently, exercise good judgment with respect to escalation, and collaborate effectively in a team-oriented environment.
● Excellent written and verbal communication and analytical skills.
● High degree of integrity and strong work ethic. Timely follow-through of commitments.
● A Juris Doctor from a top law school.
● An active license to practice law in the State of New York.
Desired Skills
● Experience negotiating corporate finance documentation.
● Knowledge of laws and regulations applicable to banks and broker dealers.
● Flexibility and willingness to jump into unfamiliar legal terrain, including real estate finance, litigation, vendor contracting, employment, sustainability, cybersecurity, data protection, corporate reporting, trade finance, securities offerings and AML/BSA.
● Spanish language skills are a strong plus.
● Positive perspective and sense of humor.
With respect to this position in our New York Office, the expected base salary ranges from $160000 -$240000. It is not typical for offers to be made at or near the top of the range. Salary offers are based on a wide range of factors including relevant skills, training, experience, education, and, where applicable, certifications obtained. Market and organizational factors are also considered. In addition to salary and a generous employee benefits package, successful candidates are eligible to receive a discretionary bonus.
Employment eligibility to work with BBVA in the U.S. is required as the company will not pursue visa sponsorship for these positions
All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
NOTE: THIS POSTING IS FOR INDICATION OF INTEREST ONLY. POSITION MAY OR MAY NOT BE POSTED SOON. PLEASE CHECK BBVA WEBSITE FOR MOST UP TO DATE POSTINGS Show more details...
Job description...
Overview
At BBVA, we are leading the transformation of global banking with the aim of bringing the opportunities of this new era within everyone’s reach. We are a global financial institution present in more than 25 countries with over 89 million customers. We are a bank with 115,000 plus employees across the world, and every one of those employees is leading and designing his/her professional career with the help of tools provided by the organization to make that happen.
Corporate responsibility is an intrinsic part of our business model, promoting inclusion and financial education while supporting research and culture. Being part of BBVA means developing your career in one of the most innovative companies in finance.
We started out with the spirit of helping others make the best financial decisions. That spirit remains with us today and encourages us to keep moving forward, prioritizing innovation and digital transformation so that we can bring the opportunities of this new era within everyone’s reach.
Our values define our identity; they are what drives us to make our goals a reality and they guide all of our actions and the decisions we make.
• The customer comes first.
• We are one team.
• We think big.
www.bbva.com
Responsibilities
The BBVA New York Legal Department provides legal support to the Corporate & Investment Banking Group (“CIB”), which includes the New York branch of BBVA (a Spanish bank) and an SEC-registered broker dealer. The successful candidate will provide counsel on legal and regulatory issues, perform legal research, review financial transactions, present updates to senior management and manage corporate governance, primarily in support of CIB. The position reports directly to the General Counsel for CIB in the US.
Primary Duties
● Provide guidance in support of individual transactions, trading strategy and institutional policy on all aspects of derivatives regulations, including Dodd-Frank and CFTC and SEC regulations, to sales, trading, legal, compliance, reporting and operations colleagues.
● Stay abreast of regulatory developments related to derivatives and advise on their potential operational, compliance and other impacts.
● Prepare and negotiate trading documents, including ISDA Master Agreements and CSAs, CDEAs, repurchase agreements, related credit support documentation and other legal documentation between the Bank and its counterparties.
● Answer legal and regulatory questions and provide day-to-day support to the BBVA Group, whether forto the New York office or globally, engaging colleagues in Europe, Asia and Latin America.
● Review and analyze legal documentation in all stages of lending transactions, including credit agreements, guarantees, security documents, NDAs, commitment letters and engagement letters..
● Represent the Legal Department in meetings across various bank functions with senior management and external stakeholders. Advise on all legal matters relevant to the New York office and CIB.
Required Qualifications
● At least 4-7 years of experience at a top law firm or as in-house counsel at a leading financial institution.
● Significant experience advising on derivatives regulations, with strong knowledge of the Dodd-Frank Act and CFTC and SEC regulations.
● Self-motivated with the ability to work independently, exercise good judgment with respect to escalation, and collaborate effectively in a team-oriented environment.
● Excellent written and verbal communication and analytical skills.
● High degree of integrity and strong work ethic. Timely follow-through of commitments.
● A Juris Doctor from a top law school.
● An active license to practice law in the State of New York.
Desired Skills
● Experience negotiating corporate finance documentation.
● Knowledge of laws and regulations applicable to banks and broker dealers.
● Flexibility and willingness to jump into unfamiliar legal terrain, including real estate finance, litigation, vendor contracting, employment, sustainability, cybersecurity, data protection, corporate reporting, trade finance, securities offerings and AML/BSA.
● Spanish language skills are a strong plus.
● Positive perspective and sense of humor.
With respect to this position in our New York Office, the expected base salary ranges from $160000 -$240000. It is not typical for offers to be made at or near the top of the range. Salary offers are based on a wide range of factors including relevant skills, training, experience, education, and, where applicable, certifications obtained. Market and organizational factors are also considered. In addition to salary and a generous employee benefits package, successful candidates are eligible to receive a discretionary bonus.
Employment eligibility to work with BBVA in the U.S. is required as the company will not pursue visa sponsorship for these positions
All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
NOTE: THIS POSTING IS FOR INDICATION OF INTEREST ONLY. POSITION MAY OR MAY NOT BE POSTED SOON. PLEASE CHECK BBVA WEBSITE FOR MOST UP TO DATE POSTINGS Show more details...
via BBVA
posted_at: 18 days agoschedule_type: Full-time
BBVA
CCPA Notice at Collection and Privacy Policy
...
Last updated date: April 13, 2022
Effective Date: January 1, 2020
The following California Consumer Privacy Act (“CCPA”) Notice at Collection and Privacy Policy shall not apply
to the collection, processing, sale or disclosure of any information (i) that a consumer provides to us to obtain a
financial product or service from us, or (ii) about a consumer resulting from any transaction involving
BBVA
CCPA Notice at Collection and Privacy Policy
...
Last updated date: April 13, 2022
Effective Date: January 1, 2020
The following California Consumer Privacy Act (“CCPA”) Notice at Collection and Privacy Policy shall not apply
to the collection, processing, sale or disclosure of any information (i) that a consumer provides to us to obtain a
financial product or service from us, or (ii) about a consumer resulting from any transaction involving a financial
product or service between us and the consumer; or (iii) we otherwise obtain about a consumer in connection
with providing a financial product or service to that consumer.
To better understand your rights in respect of any such information excluded from the following CCPA Notice at
Collection and Privacy Policy, please instead reference the CIB BBVA Privacy page, which you may visit at the
following web link: https://www.bbvacib.com/personal-data-protection".
This NOTICE AT COLLECTION AND PRIVACY POLICY FOR CALIFORNIA RESIDENTS supplements the information
contained in the Consumer Privacy Disclosure of Banco Bilbao Vizcaya Argentaria, S.A. (“BBVA S.A.”) and each of the
following affiliates of BBVA S.A.: Banco Bilbao Vizcaya Argentaria, S.A. New York Branch; BBVA Securities Inc.; and
Banco Bilbao Vizcaya Argentaria, S.A. San Francisco Representative Office (collectively, “we,” “us,”, “our”, or “BBVA”)
and applies solely to residents of the State of California (“consumers” or “you”). We adopt this statement to comply with
the California Consumer Privacy Act of 2018 (“CCPA”) and other California privacy laws. Any terms defined in the CCPA
have the same meaning when used in this statement. For California residents, the provisions of this Notice at Collection
and Privacy Policy prevail over any conflicting provisions of the BBVA Consumer Privacy Disclosure and/or the BBVA
Online Privacy Policy.
Information We Collect
We collect information that identifies, relates to, describes, references, is reasonably capable of being associated with, or
could reasonably be linked, directly or indirectly, with a particular consumer or household subject to the CCPA (“Personal
Information”). Some examples of Personal Information which BBVA has collected from consumers are listed below; note
however, that this may not be an exhaustive list.
Category
Example
A. Identifiers.
A real name, alias, postal address, unique personal identifier, online identifier, internet
protocol address, email address, account name, Social Security number, driver's license
number, passport number, or other similar identifiers.
B. Categories of Personal
Information
listed in the California Customer
Records statute (Cal. Civ.
Code § 1798.80(e)).
A name, signature, Social Security number, physical characteristics or description,
address, telephone number, passport number, driver's license or state identification card
number, insurance policy number, education, employment, employment history, bank account number, credit card number, debit card number, or any other financial
information, medical information, or health insurance information. Some personal
information included in this category may overlap with other categories.
C. Protected classification
characteristics under
California or federal law.
Age (40 years or older), race, color, ancestry, national origin, citizenship, religion or
creed, marital status, medical condition, physical or mental disability, sex (including
gender, gender identity, gender expression, pregnancy or childbirth and related
medical conditions), sexual orientation, veteran or military status, genetic information
(including familial genetic information).
D. Commercial information.
Records of personal property, products or services purchased, obtained, or considered,
or other purchasing or consuming histories or tendencies.
E. Biometric information.
Genetic, physiological, behavioral, and biological characteristics, or activity patterns
used to extract a template or other identifier or identifying information, such as
fingerprints, faceprints, and voiceprints, iris or retina scans, keystroke, gait, or other
physical patterns, and sleep, health, or exercise data.
F. Internet or other similar network activity.
Browsing history, search history, information on a consumer's interaction with an internet
website, application, or advertisement
G. Geolocation data.
Physical location or movements.
H. Sensory data.
Audio, electronic, visual, thermal, olfactory, or similar information.
I. Professional or employment-related information.
Current or past job history or performance evaluations.
J. Inferences drawn from
other Personal
Information.
Profile reflecting a person's preferences, characteristics, psychological trends,
predispositions, behavior, attitudes, intelligence, abilities, and aptitudes.
Personal Information does not include:
• Publicly available information from government records.
• De-identified or aggregate consumer information.
• Other information to the extent excluded from the CCPA´s scope, such as:
• Personal Information covered by certain sector-specific privacy laws, including the Fair Credit Reporting
Act (FCRA), the Gramm-Leach-Bliley Act (GLBA) or California Financial Information Privacy Act
(CalFIPA), and the Driver's Privacy Protection Act of 1994;
• health or medical information that constitutes clinical trial data or that is otherwise covered by the Health
Insurance Portability and Accountability Act of 1996 (HIPAA), the Health Information Technology for
Economic and Clinical Health Act (HITECH), or the California Confidentiality of Medical Information Act
(CMIA);
Sources of Personal Information
With respect to each of the categories of Personal Information listed in the table above, we obtain such Personal
Information from a variety of sources, including from:
• our customers and consumers, with respect to both online and offline interactions they may have with us or our
service providers, and other entities with whom you transact;
• In the event that our customers provide beneficial owners’ personal information, it will be the
responsibility of that customer to communicate the contents of this notice at collection to them.
• authorized agents or authorized parties who may deal with us on your behalf or through the provision of services;
• credit bureaus;
• identify verification and fraud prevention service providers;
• marketing and analytics providers;
• public databases;
• social media platforms;
• government entities;
• internet service providers and the devices you use to access our websites, mobile applications, and online
services or platforms; and
• data brokers.
Use of Personal Information
With respect to each of the categories of Personal Information listed in the table above, we may use or disclose such
Personal Information for any one or more of the following business purposes:
• To provide you with information, products or services that you request from us;
• To provide you with email alerts, event registrations and other statements concerning our products or services;
• To carry out our obligations and enforce our rights arising from any contracts entered into between you and us,
including for billing and collections;
• To detect and protect against security incidents, and malicious, deceptive, fraudulent or illegal activity, and
prosecute the same;
• To debug to identify and repair errors in our systems;
• As otherwise necessary or appropriate to protect the rights, property or safety of us, our customers, consumers,
or others;
• To respond to law enforcement requests and as required by applicable law, court order, or governmental
regulations;
• For such purposes as may be necessary or appropriate in connection with audits and reporting relating to
particular transactions and interactions, including online interactions, you may have with us or others on our
behalf;
• To improve our website, applications, and content;
• For testing, research, analysis and product development;
• For short-term, transient use, including but not limited to, contextual customization of advertisements;
• To evaluate or conduct a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of
some or all of BBVA ’s assets, including, but not limited to, as part of a bankruptcy, liquidation, or similar
proceeding, in which Personal Information of consumers held by BBVA among the assets transferred; and/or
• As otherwise described to you when collecting your Personal Information or as otherwise set forth in the CCPA.
Sharing Personal Information
With respect to each of the categories of Personal Information listed immediately below, we may disclose such Personal
Information to a third party for a business purpose. When we disclose Personal Information for a business purpose, we
enter a contract that describes the purpose and requires the recipient to both keep that personal information confidential
and not use it for any purpose except performing the contract.
In the preceding twelve (12) months, we have disclosed the following categories of Personal Information for each of the
business purposes identified above:
Category A: Identifiers
Category B: California Customer Records Personal Information categories
Category C: Protected classification characteristics under California or federal law
Category D: Commercial information
Category E: Biometric Information
Category F: Internet or other similar network activity
Category G: Geolocation Data
Category H: Sensory Data
Category I: Professional or employment-related information
Category J: Inferences drawn from other Personal Information/p>
With respect to each of the categories of Personal Information listed immediately above, we may disclose such Personal
Information for a business purpose to the following categories of third parties:
• Our affiliates and subsidiaries
• Service providers
• Federal, state, or regulatory agencies or organizations with oversight over BBVA
• Such third parties as you may authorize us, directly or indirectly, to disclose your personal information
In the preceding twelve (12) months, we have not sold (as that term is defined by the CCPA) any Personal Information
that we have collected.
Your Rights and Choices
The CCPA provides consumers (California residents) with specific rights regarding their Personal Information. This section
describes your CCPA rights and explains how to exercise those rights.
Access to Specific Information and Data Portability Rights
You have the right to request that we disclose certain information to you about our collection and use of your Personal
Information over the past 12 months. Once we receive and confirm your verifiable consumer request, we will disclose to
you:
• The categories of Personal Information we have collected about you.
• The categories of sources for the Personal Information we have collected about you.
• Our business or commercial purpose for collecting that Personal Information.
• The categories of third parties with whom we share that Personal Information.
• The specific pieces of Personal Information we collected about you (also called a data portability request).
• If applicable, whether we sold or disclosed your Personal Information for an identified business purpose, along
with two separate lists disclosing:
• the categories of Personal Information about you that we have sold within the meaning of the CCPA and
the categories of third parties to whom the Personal Information was sold; and
• the categories of Personal Information about you that we disclosed for a business purpose.
Deletion Request Rights
You have the right to request that we delete any of your Personal Information that we have collected from you and
retained, subject to certain exceptions. Once we receive and confirm your verifiable consumer request, we will delete (and
direct our service providers to delete) your Personal Information from our records, unless an exception applies, fire due to
regulatory or operational requirements (e.g., in accordance with the provision of services to you).
Rights to Opt Out of the Sale of Personal Information
You have the right to request that we do not sell any of your Personal Information. As noted above, we do not sell
Personal Information of California residents.
Exercising Access, Data Portability, and Deletion Rights
To exercise the access, data portability, and deletion rights described above, please submit a request to us by either:
• Sending an email to privacy.us@bbva.com
• Visiting https://www.bbvacib.com/personal-data-protection
Only you or a person who you authorize to act on your behalf may make a verifiable consumer request related to your
Personal Information. Under California law, you may designate an authorized agent to make a request on your behalf.Your
agent may be subject to the same verification procedures that we use to verify consumers who do not currently have a
relationship with us. Additionally, we may require you to verify your own identity in response to a request, even if you have
chosen to use an agent, and ask that you directly confirm to us that you have provided the authorized agent permission to
make a request on your behalf. You may also make a verifiable consumer request on behalf of a minor child for whom you
are an authorized parent or guardian; however, note that in connection with your assertion of such rights on behalf of a
minor child, we may require that you submit a signed declaration under penalty of perjury confirming that you are an
authorized parent or guardian of such minor child.
The verifiable consumer request must:
• Provide sufficient information that allows us to reasonably verify you are the person about whom we collected
Personal Information or an authorized representative.
• Describe your request with sufficient detail that allows us to properly understand, evaluate, and respond to it.
Verifying Your Request
We cannot respond to your request or provide you with Personal Information if we cannot verify your identity or authority
to make the request and confirm the Personal Information relates to you. Making a verifiable consumer request does not require you to create an account with us. We will only use Personal Information provided in a verifiable consumer request
to verify your identity or authority to make the request. We may otherwise limit our response to your request as permitted
under applicable law.
Whenever feasible, we will match the identifying information provided by you to the Personal Information we maintain, or
use a third-party identity verification service that complies with the CCPA. However, if we cannot verify your identity from
the Personal Information that we maintain, we may request additional information from you, including, inter alia, that you
submit a signed declaration under penalty of perjury that you are the consumer whose personal information is the subject
of your request. Any additional information so submitted shall only be used for the purposes of verifying your identity.
If we have a reasonable belief that a consumer request made by you or on your behalf by an agent is fraudulent, we may
deny the request. In such an event, we will inform you of the denial and provide an explanation.
Response Timing and Format
We endeavor to respond to a verifiable consumer request within 45 days of its receipt. If we require more time (up to 90
days), we will inform you of the reason and extension period in writing. We will deliver our written response by mail or
electronically, at your option. The response we provide will also explain the reasons we cannot comply with a request, if
applicable. For data portability requests, we will select a format to provide your Personal Information that is readily usable
and should allow you to transmit the information from one entity to another entity without hindrance.
We do not charge a fee to process or respond to your verifiable consumer request unless it is excessive, repetitive, or
manifestly unfounded. As such, if we determine that the request warrants a fee, we will tell you why we made that
decision and provide you with a cost estimate before completing your request.
Non-Discrimination
We will not discriminate against you for exercising any of your CCPA rights. Unless permitted by the CCPA, we will not:
• Deny you access to products or services.
• Charge you different prices or rates for products or services, including through granting discounts or other
benefits, or imposing penalties.
• Provide you with a different level or quality of products or services.,
Changes to Our Notice at Collection and Privacy Policy
We reserve the right to amend this privacy statement at our discretion and at any time. When we make changes to this
privacy statement, we will notify you through a statement on our website homepage.
Accessibility Statement
If you use assistive technology and the format of this privacy statement interferes with your ability to access information,
please contact us at privacy.us@bbva.com. To enable us to respond in a manner most helpful to you, please indicate the
preferred format in which to receive the material and your contact information.
Contact Information
If you have any questions or comments about this statement, the ways in which we collect and use your Personal
Information, your choices and rights regarding such use, or wish to exercise your rights under California law, please do
not hesitate to contact us at:
Website: https://www.bbvacib.com/personal-data-protection.
Email: privacy.us@bbva.com
Go to job
Area:
Deadline for applying:
CUSTOM.FFP
Company:
X02
Grade:
16
Grade range:
CUSTOM.GRADE.RANGE.USA
Incentive Eligible:
CUSTOM.INCENTIVE.ELIGIBLE Show more details...
CCPA Notice at Collection and Privacy Policy
...
Last updated date: April 13, 2022
Effective Date: January 1, 2020
The following California Consumer Privacy Act (“CCPA”) Notice at Collection and Privacy Policy shall not apply
to the collection, processing, sale or disclosure of any information (i) that a consumer provides to us to obtain a
financial product or service from us, or (ii) about a consumer resulting from any transaction involving a financial
product or service between us and the consumer; or (iii) we otherwise obtain about a consumer in connection
with providing a financial product or service to that consumer.
To better understand your rights in respect of any such information excluded from the following CCPA Notice at
Collection and Privacy Policy, please instead reference the CIB BBVA Privacy page, which you may visit at the
following web link: https://www.bbvacib.com/personal-data-protection".
This NOTICE AT COLLECTION AND PRIVACY POLICY FOR CALIFORNIA RESIDENTS supplements the information
contained in the Consumer Privacy Disclosure of Banco Bilbao Vizcaya Argentaria, S.A. (“BBVA S.A.”) and each of the
following affiliates of BBVA S.A.: Banco Bilbao Vizcaya Argentaria, S.A. New York Branch; BBVA Securities Inc.; and
Banco Bilbao Vizcaya Argentaria, S.A. San Francisco Representative Office (collectively, “we,” “us,”, “our”, or “BBVA”)
and applies solely to residents of the State of California (“consumers” or “you”). We adopt this statement to comply with
the California Consumer Privacy Act of 2018 (“CCPA”) and other California privacy laws. Any terms defined in the CCPA
have the same meaning when used in this statement. For California residents, the provisions of this Notice at Collection
and Privacy Policy prevail over any conflicting provisions of the BBVA Consumer Privacy Disclosure and/or the BBVA
Online Privacy Policy.
Information We Collect
We collect information that identifies, relates to, describes, references, is reasonably capable of being associated with, or
could reasonably be linked, directly or indirectly, with a particular consumer or household subject to the CCPA (“Personal
Information”). Some examples of Personal Information which BBVA has collected from consumers are listed below; note
however, that this may not be an exhaustive list.
Category
Example
A. Identifiers.
A real name, alias, postal address, unique personal identifier, online identifier, internet
protocol address, email address, account name, Social Security number, driver's license
number, passport number, or other similar identifiers.
B. Categories of Personal
Information
listed in the California Customer
Records statute (Cal. Civ.
Code § 1798.80(e)).
A name, signature, Social Security number, physical characteristics or description,
address, telephone number, passport number, driver's license or state identification card
number, insurance policy number, education, employment, employment history, bank account number, credit card number, debit card number, or any other financial
information, medical information, or health insurance information. Some personal
information included in this category may overlap with other categories.
C. Protected classification
characteristics under
California or federal law.
Age (40 years or older), race, color, ancestry, national origin, citizenship, religion or
creed, marital status, medical condition, physical or mental disability, sex (including
gender, gender identity, gender expression, pregnancy or childbirth and related
medical conditions), sexual orientation, veteran or military status, genetic information
(including familial genetic information).
D. Commercial information.
Records of personal property, products or services purchased, obtained, or considered,
or other purchasing or consuming histories or tendencies.
E. Biometric information.
Genetic, physiological, behavioral, and biological characteristics, or activity patterns
used to extract a template or other identifier or identifying information, such as
fingerprints, faceprints, and voiceprints, iris or retina scans, keystroke, gait, or other
physical patterns, and sleep, health, or exercise data.
F. Internet or other similar network activity.
Browsing history, search history, information on a consumer's interaction with an internet
website, application, or advertisement
G. Geolocation data.
Physical location or movements.
H. Sensory data.
Audio, electronic, visual, thermal, olfactory, or similar information.
I. Professional or employment-related information.
Current or past job history or performance evaluations.
J. Inferences drawn from
other Personal
Information.
Profile reflecting a person's preferences, characteristics, psychological trends,
predispositions, behavior, attitudes, intelligence, abilities, and aptitudes.
Personal Information does not include:
• Publicly available information from government records.
• De-identified or aggregate consumer information.
• Other information to the extent excluded from the CCPA´s scope, such as:
• Personal Information covered by certain sector-specific privacy laws, including the Fair Credit Reporting
Act (FCRA), the Gramm-Leach-Bliley Act (GLBA) or California Financial Information Privacy Act
(CalFIPA), and the Driver's Privacy Protection Act of 1994;
• health or medical information that constitutes clinical trial data or that is otherwise covered by the Health
Insurance Portability and Accountability Act of 1996 (HIPAA), the Health Information Technology for
Economic and Clinical Health Act (HITECH), or the California Confidentiality of Medical Information Act
(CMIA);
Sources of Personal Information
With respect to each of the categories of Personal Information listed in the table above, we obtain such Personal
Information from a variety of sources, including from:
• our customers and consumers, with respect to both online and offline interactions they may have with us or our
service providers, and other entities with whom you transact;
• In the event that our customers provide beneficial owners’ personal information, it will be the
responsibility of that customer to communicate the contents of this notice at collection to them.
• authorized agents or authorized parties who may deal with us on your behalf or through the provision of services;
• credit bureaus;
• identify verification and fraud prevention service providers;
• marketing and analytics providers;
• public databases;
• social media platforms;
• government entities;
• internet service providers and the devices you use to access our websites, mobile applications, and online
services or platforms; and
• data brokers.
Use of Personal Information
With respect to each of the categories of Personal Information listed in the table above, we may use or disclose such
Personal Information for any one or more of the following business purposes:
• To provide you with information, products or services that you request from us;
• To provide you with email alerts, event registrations and other statements concerning our products or services;
• To carry out our obligations and enforce our rights arising from any contracts entered into between you and us,
including for billing and collections;
• To detect and protect against security incidents, and malicious, deceptive, fraudulent or illegal activity, and
prosecute the same;
• To debug to identify and repair errors in our systems;
• As otherwise necessary or appropriate to protect the rights, property or safety of us, our customers, consumers,
or others;
• To respond to law enforcement requests and as required by applicable law, court order, or governmental
regulations;
• For such purposes as may be necessary or appropriate in connection with audits and reporting relating to
particular transactions and interactions, including online interactions, you may have with us or others on our
behalf;
• To improve our website, applications, and content;
• For testing, research, analysis and product development;
• For short-term, transient use, including but not limited to, contextual customization of advertisements;
• To evaluate or conduct a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of
some or all of BBVA ’s assets, including, but not limited to, as part of a bankruptcy, liquidation, or similar
proceeding, in which Personal Information of consumers held by BBVA among the assets transferred; and/or
• As otherwise described to you when collecting your Personal Information or as otherwise set forth in the CCPA.
Sharing Personal Information
With respect to each of the categories of Personal Information listed immediately below, we may disclose such Personal
Information to a third party for a business purpose. When we disclose Personal Information for a business purpose, we
enter a contract that describes the purpose and requires the recipient to both keep that personal information confidential
and not use it for any purpose except performing the contract.
In the preceding twelve (12) months, we have disclosed the following categories of Personal Information for each of the
business purposes identified above:
Category A: Identifiers
Category B: California Customer Records Personal Information categories
Category C: Protected classification characteristics under California or federal law
Category D: Commercial information
Category E: Biometric Information
Category F: Internet or other similar network activity
Category G: Geolocation Data
Category H: Sensory Data
Category I: Professional or employment-related information
Category J: Inferences drawn from other Personal Information/p>
With respect to each of the categories of Personal Information listed immediately above, we may disclose such Personal
Information for a business purpose to the following categories of third parties:
• Our affiliates and subsidiaries
• Service providers
• Federal, state, or regulatory agencies or organizations with oversight over BBVA
• Such third parties as you may authorize us, directly or indirectly, to disclose your personal information
In the preceding twelve (12) months, we have not sold (as that term is defined by the CCPA) any Personal Information
that we have collected.
Your Rights and Choices
The CCPA provides consumers (California residents) with specific rights regarding their Personal Information. This section
describes your CCPA rights and explains how to exercise those rights.
Access to Specific Information and Data Portability Rights
You have the right to request that we disclose certain information to you about our collection and use of your Personal
Information over the past 12 months. Once we receive and confirm your verifiable consumer request, we will disclose to
you:
• The categories of Personal Information we have collected about you.
• The categories of sources for the Personal Information we have collected about you.
• Our business or commercial purpose for collecting that Personal Information.
• The categories of third parties with whom we share that Personal Information.
• The specific pieces of Personal Information we collected about you (also called a data portability request).
• If applicable, whether we sold or disclosed your Personal Information for an identified business purpose, along
with two separate lists disclosing:
• the categories of Personal Information about you that we have sold within the meaning of the CCPA and
the categories of third parties to whom the Personal Information was sold; and
• the categories of Personal Information about you that we disclosed for a business purpose.
Deletion Request Rights
You have the right to request that we delete any of your Personal Information that we have collected from you and
retained, subject to certain exceptions. Once we receive and confirm your verifiable consumer request, we will delete (and
direct our service providers to delete) your Personal Information from our records, unless an exception applies, fire due to
regulatory or operational requirements (e.g., in accordance with the provision of services to you).
Rights to Opt Out of the Sale of Personal Information
You have the right to request that we do not sell any of your Personal Information. As noted above, we do not sell
Personal Information of California residents.
Exercising Access, Data Portability, and Deletion Rights
To exercise the access, data portability, and deletion rights described above, please submit a request to us by either:
• Sending an email to privacy.us@bbva.com
• Visiting https://www.bbvacib.com/personal-data-protection
Only you or a person who you authorize to act on your behalf may make a verifiable consumer request related to your
Personal Information. Under California law, you may designate an authorized agent to make a request on your behalf.Your
agent may be subject to the same verification procedures that we use to verify consumers who do not currently have a
relationship with us. Additionally, we may require you to verify your own identity in response to a request, even if you have
chosen to use an agent, and ask that you directly confirm to us that you have provided the authorized agent permission to
make a request on your behalf. You may also make a verifiable consumer request on behalf of a minor child for whom you
are an authorized parent or guardian; however, note that in connection with your assertion of such rights on behalf of a
minor child, we may require that you submit a signed declaration under penalty of perjury confirming that you are an
authorized parent or guardian of such minor child.
The verifiable consumer request must:
• Provide sufficient information that allows us to reasonably verify you are the person about whom we collected
Personal Information or an authorized representative.
• Describe your request with sufficient detail that allows us to properly understand, evaluate, and respond to it.
Verifying Your Request
We cannot respond to your request or provide you with Personal Information if we cannot verify your identity or authority
to make the request and confirm the Personal Information relates to you. Making a verifiable consumer request does not require you to create an account with us. We will only use Personal Information provided in a verifiable consumer request
to verify your identity or authority to make the request. We may otherwise limit our response to your request as permitted
under applicable law.
Whenever feasible, we will match the identifying information provided by you to the Personal Information we maintain, or
use a third-party identity verification service that complies with the CCPA. However, if we cannot verify your identity from
the Personal Information that we maintain, we may request additional information from you, including, inter alia, that you
submit a signed declaration under penalty of perjury that you are the consumer whose personal information is the subject
of your request. Any additional information so submitted shall only be used for the purposes of verifying your identity.
If we have a reasonable belief that a consumer request made by you or on your behalf by an agent is fraudulent, we may
deny the request. In such an event, we will inform you of the denial and provide an explanation.
Response Timing and Format
We endeavor to respond to a verifiable consumer request within 45 days of its receipt. If we require more time (up to 90
days), we will inform you of the reason and extension period in writing. We will deliver our written response by mail or
electronically, at your option. The response we provide will also explain the reasons we cannot comply with a request, if
applicable. For data portability requests, we will select a format to provide your Personal Information that is readily usable
and should allow you to transmit the information from one entity to another entity without hindrance.
We do not charge a fee to process or respond to your verifiable consumer request unless it is excessive, repetitive, or
manifestly unfounded. As such, if we determine that the request warrants a fee, we will tell you why we made that
decision and provide you with a cost estimate before completing your request.
Non-Discrimination
We will not discriminate against you for exercising any of your CCPA rights. Unless permitted by the CCPA, we will not:
• Deny you access to products or services.
• Charge you different prices or rates for products or services, including through granting discounts or other
benefits, or imposing penalties.
• Provide you with a different level or quality of products or services.,
Changes to Our Notice at Collection and Privacy Policy
We reserve the right to amend this privacy statement at our discretion and at any time. When we make changes to this
privacy statement, we will notify you through a statement on our website homepage.
Accessibility Statement
If you use assistive technology and the format of this privacy statement interferes with your ability to access information,
please contact us at privacy.us@bbva.com. To enable us to respond in a manner most helpful to you, please indicate the
preferred format in which to receive the material and your contact information.
Contact Information
If you have any questions or comments about this statement, the ways in which we collect and use your Personal
Information, your choices and rights regarding such use, or wish to exercise your rights under California law, please do
not hesitate to contact us at:
Website: https://www.bbvacib.com/personal-data-protection.
Email: privacy.us@bbva.com
Go to job
Area:
Deadline for applying:
CUSTOM.FFP
Company:
X02
Grade:
16
Grade range:
CUSTOM.GRADE.RANGE.USA
Incentive Eligible:
CUSTOM.INCENTIVE.ELIGIBLE Show more details...
via Edinburg, TX - Geebo
posted_at: 2 days agoschedule_type: Full-timesalary: 20–28 an hour
Bank Teller
BBVA Compass
Edinburg, TX...
Benefits:
Medical, Dental, Vision, 401(k) and more
BBVA Compass is looking to hire Bank Tellers!
Bank Tellers at BBVA Compass will:
- Deliver exceptional customer service
- Process routine financial transactions
- Support sales and referral goals
- Understand customer financial needs
Qualified applicants will have excellent customer service and communication skills.
Apply online to join the BBVA Compass
Bank Teller
BBVA Compass
Edinburg, TX...
Benefits:
Medical, Dental, Vision, 401(k) and more
BBVA Compass is looking to hire Bank Tellers!
Bank Tellers at BBVA Compass will:
- Deliver exceptional customer service
- Process routine financial transactions
- Support sales and referral goals
- Understand customer financial needs
Qualified applicants will have excellent customer service and communication skills.
Apply online to join the BBVA Compass team as a Bank Teller!.
Estimated Salary: $20 to $28 per hour based on qualifications Show more details...
BBVA Compass
Edinburg, TX...
Benefits:
Medical, Dental, Vision, 401(k) and more
BBVA Compass is looking to hire Bank Tellers!
Bank Tellers at BBVA Compass will:
- Deliver exceptional customer service
- Process routine financial transactions
- Support sales and referral goals
- Understand customer financial needs
Qualified applicants will have excellent customer service and communication skills.
Apply online to join the BBVA Compass team as a Bank Teller!.
Estimated Salary: $20 to $28 per hour based on qualifications Show more details...
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