caminofinancial

  • Encrypted
    Site is Encrypted

  • Country
    Hosted in United States

  • Latitude\Longitude
    37.751 / -97.822    Google Map

  • Traffic rank
    #186,038 Site Rank

  • Site age
    10 yrs old

  • Site Owner information
    Whois info

Traffic rank
#186,038
Site age
10 yrs
Location
United States
Popular Questions for caminofinancial
Newest job postings for caminofinancial
via LinkedIn posted_at: 10 days agoschedule_type: Full-time
About the company Camino Financial is an online finance company offering business loans and solutions to help small businesses grow. The company primarily lends to Latino-owned small businesses with unmet credit demand of $ 6.8 billion. As a tech-driven company, Camino Financial has created an online credit and educational experience that helps businesses improve their financial performance and... graduate into cheaper and longer-term loans. Check About the company

Camino Financial is an online finance company offering business loans and solutions to help small businesses grow. The company primarily lends to Latino-owned small businesses with unmet credit demand of $ 6.8 billion. As a tech-driven company, Camino Financial has created an online credit and educational experience that helps businesses improve their financial performance and... graduate into cheaper and longer-term loans. Check out Camino Financial in the news!

About the role

We are seeking an experienced Director or VP of Credit Risk & Portfolio Management to join the lending management team. This executive will become part of a smart, committed, action-oriented team who place high value on results and people. This position provides the executive with a challenging opportunity to execute and learn and above all, be rewarded for success.

Reporting to the Chief Risk Officer (CRO), the leader in this role will be responsible for applying a data-driven approach in managing and optimizing our credit operations. In addition, the senior leader will lead a Credit Analytics team, in close cooperation with our data science team, to monitor and forecast credit performance. Credit analysis is intended to be shared with all relevant stakeholders, creating a feedback loop to help manage and optimize portfolio performance.

We have a data-driven culture. The person who will thrive in this role is someone excited about challenging status quo assumptions with the support of deep analytics to make the unobvious, obvious such that it creates 10x credit insights.

Main Responsibilities
• Lead underwriting and closing teams to ensure underwriting guidelines are being accurately and efficiently executed
• Work closely with our Data Science and Engineering teams to find ways to fully automate from start to end the credit underwriting and funding process
• Collaborate with the Data Science team to design risk related models, including but not limited to our proprietary credit score and risk-based pricing models
• Manage credit risk policy used for underwriting of business loans, as well as develop new policies for new credit products and loan programs
• Credit analytics that develop risk related insights that drive improvements in all verticals of the business, with focus on:
• Credit policy changes and enhancements
• Create specs for new AI algorithms and models that influence every vertical of risk management
• Marketing feedback to target high performing / CLV borrowers
• Tech and org related suggestions to drive operating efficiencies
• Credit performance and related compliance reporting for external parties such as Debt and Equity Investors and regulatory agencies
• Coordinate with the compliance team to ensure all credit ops and loans meet applicable banking and government rules and regulations

Essential Capabilities and Experience
• Ability to perform duties while interacting collaboratively and productively with business partners across multiple functional areas.
• A continuous learner willing to continually improve essential business, technical and analytical skills
• Demonstrated ability to formulate business problems into mathematical problems, leverage external thinking and tools (from academia and/or other industries) to develop an executable solution to deliver results.
• Creativity to challenge the status quo and create better solutions to the problem, ability to work independently as data scientist, but in the meantime, collaborate with engineers on new build and model deployment.
• Qualified candidates shall have extensive knowledge and practical experience in statistical modeling, and machine learning, and will be responsible for new model development, testing, implementation and performance tracking.
• Technical skills aside, the person shall have high level of initiative, intellectual curiosity and scientific rigor, as well as good understanding of consumer lending business.

Education
• Masters/PhD in a quantitative field (Statistics, Mathematics, Operations Research, Computer Science, Finance, Economics etc.) with work experience leveraging sophisticated analytical techniques to drive business results

Experience
• 5-10+ years of credit risk analysis experience, fixed income portfolio risk management a plus.

Systems
• Excellent use of Microsoft Office in general
• Expertise in key analytical languages (Python, R, or the equivalent)
• Experience with databases (Hive, SQL, or the equivalent)

Why Join Camino Financial?

There are MANY reasons but here are just four:
• Mission-driven company serving underbanked communities
• High-tech firm well-positioned to exponentially grow and disrupt the financial service sector
• The passionate, young and experienced management team and board of advisors
• Venture-backed start-up incubated at Harvard Business School

Don’t take our word for it, check out what the press says about us:
• CNN Money: This Startup Helps Latino Businesses Get Funding (http://money.cnn.com/2016/03/16/smallbusiness/camino-financial-latino-business/index.html?iid=hp-grid-dom)
• NBC: What I've Learned: Growing Latino Businesses When Banks Won't (http://www.nbcnews.com/news/latino/what-i-ve-learned-growing-latino-businesses-when-banks-won-n504541)
• Univision: Los Gemelos Salas, Exitosos Empresarios Hispanos (http://www.univision.com/los-angeles/kmex/los-gemelos-salas-exitosos-empresarios-hispanos-video
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