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Is LendEDU just for personal loans? A3: No, LendEDU offers a wide range of financial products beyond personal loans. With our platform, users can compare and find favorable deals on student loans, credit cards, insurance policies, and banking products. LendEDU strives to be a comprehensive resource for all things financial, empowering consumers to make informed decisions.
Does LendEDU offer personalized financial advice? A9: While LendEDU provides valuable information and resources on various financial products, we do not offer personalized financial advice. Users should consult with qualified professionals or financial advisors to seek personalized guidance based on their specific financial circumstances and goals.
Can LendEDU guarantee loan approval? A4: LendEDU is not a lender and cannot guarantee loan approval. However, our platform connects users with a network of lending partners, increasing their chances of finding a loan that fits their specific needs. Lenders within our network evaluate applications based on their own criteria, and approval is subject to their assessment and requirements.
Is my personal information safe when using LendEDU? A5: LendEDU takes data privacy and security seriously. We employ robust encryption and security measures to protect user information. We adhere to strict privacy policies and do not sell or disclose personal data to third parties without consent. Users can trust that their information is handled with utmost care and in compliance with industry standards and regulations.
Are there fees associated with using LendEDU's services? A6: No, LendEDU's services are completely free for users. We believe in providing transparent and unbiased information to empower consumers in their financial decision-making process. Users can compare loan options, access resources, and utilize tools without incurring any charges or hidden fees.
Can LendEDU assist with loan refinancing? A8: Yes, LendEDU provides resources and tools to help users explore loan refinancing options. Our platform enables users to compare rates, terms, and offers from various lenders. By refinancing existing loans, borrowers may be able to secure more favorable terms, reduce interest rates, and potentially lower their monthly payments.
How does LendEDU determine the best loan options? A2: LendEDU uses a proprietary algorithm that takes into account various factors such as interest rates, fees, loan amount, repayment terms, and customer reviews to determine the best loan options. This algorithm ensures that users are presented with personalized loan recommendations tailored to their individual needs and goals.
Can LendEDU assist international students with loans? A10: LendEDU primarily focuses on serving customers within the United States, but we understand the unique financial challenges faced by international students. While our network of lenders may have options available, securing loans as an international student can be more complex. We recommend exploring loan options at local banks or specialized lenders that cater to international students.
How reliable are the customer reviews on LendEDU? A7: Customer reviews on LendEDU are gathered from verified users who have utilized the financial products and services listed on our platform. While we strive to ensure the accuracy and authenticity of reviews, we encourage users to assess them critically and consider multiple sources of information when making decisions.
What is LendEDU? A1: LendEDU is a leading online marketplace and financial resource that helps consumers compare and shop for personal loans, student loans, credit cards, insurance, and banking products. With a vast network of lending partners and financial institutions, LendEDU enables users to make informed decisions by providing comprehensive and unbiased information.
Popular Questions
How does edly work? Edly Income-Based Repayment (IBR) Student Loans, originated by Edly's partner FinWise Bank, provide an alternative loan option for students. Students who are approved for an Edly student loan will not have to make payments while in school. Instead, borrowers make payments after graduation based on their income.
Can I get reimbursed for my student loans? Any payments you make until forbearance ends would qualify for a refund. Private student loan payments aren't included. Neither are payments made on some FFELP or Perkins loans.
Is the student loan forgiveness program legitimate? There are real federal loan forgiveness programs out there, including Public Service Loan Forgiveness (PSLF) and Teacher Loan Forgiveness. But many companies will try to take advantage of borrowers by guaranteeing immediate results or requesting money up front for services they cannot provide.
Is it a good idea to take student loan? In the good debt versus bad debt debate, student loans fall into a gray area. They can be considered good debt because the money you're borrowing to attend school is your ticket to earning a degree and getting hired at a well-paying job. That debt should pay itself off over time with a lucrative career in place.
Is student loan forgiveness automatic? Who qualifies for automatic student loan forgiveness. The Education Department already has the necessary information to forgive the debt of approximately 8 million federal student loan borrowers. The core requirement to qualify for forgiveness is adjusted gross income, or AGI, for either 2020 or 2021.
Is student aid gov legit? “Is StudentAid.gov a legit website?” has been a breakout Google search in recent days, suggesting many applicants are wary of the website. StudentAid.gov is the official U.S. Department of Education portal for federal student aid.
What was the FTC and what did it do? The Federal Trade Commission enforces a variety of antitrust and consumer protection laws affecting virtually every area of commerce, with some exceptions concerning banks, insurance companies, non-profits, transportation and communications common carriers, air carriers, and some other entities.
What is an example of an FTC violation? These cases can involve fraud, scams, identity theft, false advertising, privacy violations, anti-competitive behavior and more.
Does complaining to FTC do anything? The FTC cannot resolve individual complaints, but it can provide information about what steps to take. The FTC says that complaints can help it and its law enforcement partners detect patterns of fraud and abuse, which may lead to investigations and stopping unfair business practices.
What happens if a company violates the FTC Act? If the company violates an FTC order, the Commission also may seek civil penalties or an injunction. In some circumstances, the FTC can go directly to federal court to obtain an injunction, civil penalties, or consumer redress.
What is the easiest scholarship to get? The ScholarshipPoints $2,500 Monthly Scholarship. ... ScholarshipOwl No Essay $50,000 Scholarships. ... Nitro $2,000 Scholarship – No Essay! ... $10,000 Scholarship Contest. ... $25,000 “Be Bold” Scholarship. ... $2,500 Christian Connector Scholarship. ... CampusReel $2,000 Scholarship.
How do I get scholarship money? the financial aid office at a college or career school. a high school or TRIO counselor. the U.S. Department of Labor's FREE scholarship search tool. federal agencies. your state grant agency. your library's reference section.
How do I find hidden scholarships? Cappex.com. Scholarship Owl.com. FastWeb.com. FinAid.org (affiliated with FastWeb) Scholarships. com. The US Department of Labor's Career OneStop site.
Can you get a scholarship for being under 5 feet tall? Yes! Though you may not believe it, there are scholarships available for students of a shorter stature. A number of organizations offer scholarships specifically for students under a certain height, and you may qualify if you are short and no taller than 4'10” in height.
Who is the largest provider of student loans? Federal Student Aid, a part of the U.S. Department of Education, is the largest provider of student financial aid in the nation. At the office of Federal Student Aid, our more than 1,400 employees help make college education possible for more than 10 million students each year.
Who are the largest federal student loan servicers? The largest is Nelnet, which acquired Great Lakes Education Loan Services in 2018 and is now responsible for overseeing more than 40% of all student loans. We've included links and telephone numbers to the major federal student loan servicers below.
What big banks do student loans? Citizens Bank. Citizens Bank has branches in only 14 states, but it offers private student loans nationwide. ... Discover. Discover is an online bank that has only one physical branch. ... Education Loan Finance. ... PNC Bank. ... Sallie Mae.
Which loan is better for students? A subsidized loan is your best option. With these loans, the federal government pays the interest charges for you while you're in college.
What are the 4 types of student loans? Federal student loans are issued by the federal government and offer benefits such as fixed interest rates and income-driven and flexible payment plans. There are four types of federal student loans: Direct Subsidized Loans, Direct Unsubsidized Loans, Direct PLUS Loans and Direct Consolidation Loans.
Which type of student loan has the lowest interest rate? The interest rate on subsidized loans is one of the lowest you'll find, and no co-signer is required. All eligible undergraduate borrowers qualify and they receive the same rate regardless of credit history.