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Related Questions
Can I repair my credit on my own without using a service like Lexington Law?
You can attempt to repair your credit on your own, but it can be a complex and time-consuming process. Without the experience, legal knowledge, and resources that companies like Lexington Law possess, you may struggle to achieve the best possible results. Lexington Law's credit repair specialists can provide guidance, handle the necessary paperwork, and deal with creditors and credit bureaus on your behalf, saving you time and increasing your chances for success.
Is Lexington Law safe to use, and is my personal information protected?
Lexington Law takes security and client confidentiality very seriously. They employ industry-standard security measures to safeguard your personal information, ensuring that it remains protected and secure from unauthorized access.
How much does Lexington Law's services cost?
Lexington Law offers different service levels to suit individual needs. While specific pricing information varies depending on the level of service chosen, their fees are competitive within the credit repair industry. They always provide transparent information upfront, with no hidden costs or surprises. It's advisable to contact Lexington Law directly to get detailed information about their current pricing.
How long does it take to see results with Lexington Law?
The timeframe for credit repair varies from case to case, making it difficult to provide an exact answer. Factors that may influence the timeline include the complexity of your credit file, the number of negative items, your responsiveness in providing necessary documentation, and the cooperation of the credit reporting agencies and creditors. However, many clients start seeing positive results within the first few months of working with Lexington Law.
How does Lexington Law's credit repair process work?
Lexington Law employs a comprehensive three-step credit repair process. First, they analyze your credit reports and identify potential negative items that may be inaccurately reported or questionable. Second, they use their expertise to challenge these items with the credit bureaus, the creditors, or collection agencies involved. Finally, if the questionable items are not sufficiently verified, they work towards having them removed from your credit report.
Will using Lexington Law's services guarantee loan approvals or lower interest rates?
While Lexington Law can help improve your credit history and remove negative items, they cannot guarantee loan approvals or specific interest rates. Lenders have their own criteria that extend beyond credit scores, such as income, assets, and debt-to-income ratios. However, improving your credit profile and creditworthiness can significantly increase your chances of securing better loan terms and conditions.
What is Lexington Law and what services do they offer?
Lexington Law is a highly reputable credit repair company that helps individuals improve their credit scores and remove negative items from their credit reports. They offer a range of services, including credit repair, credit counseling, and credit education, all designed to assist clients in attaining a healthier credit profile.
Is Lexington Law a legitimate company?
Yes, Lexington Law is a 100% legitimate company that has been operating for over 16 years. They are one of the most trusted and respected names in the credit repair industry. Their vast experience and track record of success with thousands of clients make them a trustworthy choice for credit repair services.
Can Lexington Law repair any type of negative item on my credit report?
Lexington Law has a high success rate in removing negative items from credit reports, including late payments, collection accounts, charge-offs, bankruptcies, and more. However, the possibility of removing specific negative items depends on various factors, including the accuracy of the negative information, the documentation available to support disputes, and the cooperation of credit reporting agencies and creditors. Rest assured, Lexington Law will work diligently to address and challenge all eligible negative items on your behalf.
Does Lexington Law guarantee credit score improvements?
While Lexington Law cannot guarantee specific credit score improvements, their focus is on helping clients dispute and remove questionable negative items from their credit reports, which can have a significant impact on credit scores. They have a proven track record in assisting individuals with credit challenges, and their goal is to achieve the maximum potential improvement for each client.
Popular Questions
Can I cancel Lexington Law at any time?
Providing the best service possible is a top priority at Lexington Law, and if we aren't meeting your expectations or you no longer need our service, you can cancel at any time. Just remember, credit repair isn't going to happen overnight. To do so, you can cancel your engagement agreement at any time by contacting us.
Can I get a refund from Lexington Law?
Yes, you can cancel your Lexington Law subscription by calling 800-341-8441. Unfortunately, you will not receive a refund for any days you did not use.
Can Lexington Law remove unpaid collections?
If you dispute the notice and Collections Unlimited can't verify it, it could be removed from your credit report. Lexington Law Firm is a professional credit repair organization that helps individuals remove false, unsubstantiated, unfair or inaccurate negative items, such as charge offs, from their reports.