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Retirement Formulas. This calculator assumes a constant return rate, with your account growing like compound interest and then paying out like an annuity: See the Risky Retirement Calculator to see how volatility affects retirement income.
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Present Value Formula. Present value is compound interest in reverse: finding the amount you would need to invest today in order to have a specified balance in the future. Among other places, it's used in the theory of stock valuation.. See How Finance...
This calculator shows your monthly payment on a mortgage; with links to articles for more information.
Annuity Formula. Annuities are used in retirement accounts, where the goal is to make a starting balance pay a fixed annual amount over a given number of years.. See How Finance Works for the annuity formula.
Compound Interest Curve . Suppose you invest $100 at a compound interest rate of 10%. The rule of 72 tells you that your money will double every seven years, approximately:
See the CAGR of the S&P 500, this investment return calculator, CAGR Explained, and How Finance Works for the rate of return formula. You can also sometimes estimate the return rate with The Rule of 72 .
This section contains a few simple financial calculators: Compound Interest. Present Value. Rate of Return. Annuity. Present Value of Annuity. Bond Yield. Mortgage. Retirement.
Compound Interest (Future Value) Current Principal: $ Annual Addition: $ Years to Grow: Growth Rate:
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Compound interest is calculated using the compound interest formula: A = P (1+r/n)^nt. For annual compounding, multiply the initial balance by one plus your annual interest rate raised to the power of the number of time periods (years). This gives a...
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