Earnest
Local

Earnest.com is a financial services website that offers student loan refinancing, personal loans, and mortgages. The platform prides itself on providing low interest rates and flexible repayment options to help individuals better manage their finances. In addition to competitive rates, Earnest.com also offers personalized customer service and a user-friendly online application process. Whether you are looking to consolidate your student loans, fund a personal project, or purchase a home, Earnest.com aims to help you achieve your financial goals with transparency and support.

  • Encrypted
    Site is Encrypted

  • Country
    Hosted in United States

  • City
    Toronto, Ontario

  • Latitude\Longitude
    43.6392 / -79.4058    Google Map

  • Traffic rank
    #48,157 Site Rank

  • Site age
    28 yrs old

  • Site Owner information
    Whois info

Traffic rank
#48,157
Site age
28 yrs
Location
United States
Popular Questions for Earnest
Newest job postings for Earnest
via Built In schedule_type: Full-timesalary: 199,098–231,000 a yearwork_from_home: 1
Earnest LLC - San Francisco, CA Title: Lead Data Scientist... Duties: The Lead Data Scientist at Earnest LLC in San Francisco, CA will design and implement infrastructure that the data team and other data scientists will use to execute on machine-learning projects as well as data visualization rules. Develop SLO models and design the protocols for meta-data management at Earnest. Determine how data should be tagged (meta-data) and stored for our Earnest LLC - San Francisco, CA

Title: Lead Data Scientist...

Duties: The Lead Data Scientist at Earnest LLC in San Francisco, CA will design and implement infrastructure that the data team and other data scientists will use to execute on machine-learning projects as well as data visualization rules. Develop SLO models and design the protocols for meta-data management at Earnest. Determine how data should be tagged (meta-data) and stored for our company. These protocols will be followed by all other Data Engineers performing ETL functions or data-ingestion functions, including tools used at Earnest for data extraction and management. Lead, test, and implement software scoring models for our product, and will test, design, and model the data pipeline that feeds into all created models. Score data models used for internal audits. Prepare recommendations for Portfolio Risk and Credit Operations toward credit policy based on data analyses. Present results to senior leadership in order to drive solutions, including for projected approval and default rates in our scoring models across all products. Drive data-driven machine-learning models and manage the operation of a data pipeline that feeds Earnest data into AI libraries used to train machine-learning algorithms. Train other data engineers on meta-data schema, resolve complex Looker issues, and serve as the point of contact for making business intelligence data internally available. This position is 100% remote; can telecommute from anywhere in the U.S. Salary: $199,098 - $231,000 per year.

Requirements: Bachelor's degree in Data Science, Machine Learning, Industrial Engineering, or a closely related field plus five years of work experience designing and building machine learning algorithms. In lieu of a Bachelor's degree, plus five years of experience, will accept a Master’s degree in Data Science, Machine Learning, Industrial Engineering or a closely related field plus 3 years of experience in designing and building machine learning algorithms. Must also have three years of experience with each of the following: 1) Machine Learning; 2) Experience building boosted gradient trees, or Neural Networks; 3) ETL Pipeline and task scheduling tools, including Mattilion or Airflow; and 4) Business Intelligence tooling and maintaining the BI tools Tableau and Looker.

This notice is subject to Earnest LLC's employee referral program.

Interested candidates must apply online at www.earnest.com/careers [earnest.com].

#LI-DNI
A little about our pay philosophy: We take pride in ensuring we are compensating our employees fairly and equitably. We are showcasing a range and actual starting pay may be based on several factors including but not limited to, market rate, the qualified pool of candidates, internal compensation, candidate location, and budgetary constraints. This number does not necessarily reflect your total compensation, but is a range for your base salary.
Pay Range
$199,098—$231,000 USD
Show more details...
via AngelList schedule_type: Full-timesalary: 150K–200K a yearwork_from_home: 1
Earnest empowers people with the financial capital they need to live better lives. We're an accomplished team of technology, finance, and design geeks who believe consumer lending can be radically improved and are doing something about it. We are disrupting the trillion dollar student loan industry by redefining what it means to be creditworthy. We created a company that combines data science... streamlined design, and technology to: • Build products Earnest empowers people with the financial capital they need to live better lives.

We're an accomplished team of technology, finance, and design geeks who believe consumer lending can be radically improved and are doing something about it. We are disrupting the trillion dollar student loan industry by redefining what it means to be creditworthy. We created a company that combines data science... streamlined design, and technology to:
• Build products that simplify the lending process
• Personalize loans to suit the needs of our customers
• Engage with our customers through more human experiences
• Our culture is one that values transparency and blameless problem solving. Earnest has a strong track record of employee growth and career progression. Earnies are empathetic, product-focused, proactive, and curious.

As a Lead Engineer at Earnest, you'll provide technical direction and build the software that is revolutionizing consumer lending, automating the loan approval process and orchestrating the transfer of billions of dollars. In addition to the $10+ billion in loans serviced, we build tools to maximize Earnest's growth while providing the best possible client experience. Our focus is on building a modern platform that allows us to move faster over time. This means a willingness to rethink domains from first principles and an ability to collaborate well across technical and non-technical teams.

At Earnest, we use Node.js and TypeScript on the server-side. On the front-end we use React/Redux for building new things and Angular for everything else. We deploy services in Docker and Kubernetes on AWS. We integrate with other internal microservices (written in Node.js and Scala) and store the bulk of our data in Postgres and Amazon S3.

What you'll do:
• Create architecture plans and present them to the engineering team
• Mentor and provide guidance on best practices to team members
• Launch new features such as an integration with strategic partners, acceleration of loan funding, integration of data science and machine learning models to automate loan decisions
• Work with Product Managers on priorities with team

Ideal background and expertise:
• 6+ years of professional development experience
• Experience with server-side concepts, e.g. microservices, database, caching, performance, monitoring and scalability
• Extensive experience with modern Node.js preferred
• Professional experience in React/Redux desirable
• Relevant data modeling experience and integration with databases such as PostgresSQL
• Experience working in Fintech, Banking, or related Consumer Financial Services companies is a plus

Earnest Perks & Benefits:
• Health, Dental, & Vision benefits plus savings plans
• Employee Stock Purchase Plan
• 401(k) plan to help you save for retirement plus a company match
• Tuition reimbursement program
• $1000 flight on each Earnie-versary to anywhere in the world and 25 days of annual PTO

Earnest provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, sexual orientation, disability, genetics, gender identity or expression, or veteran status. Qualified applicants with criminal histories will be considered for the position in a manner consistent with the Fair Chance Ordinance.

#LI-ES1

Earnest focuses on Financial Services, Credit, Banking, Consumer Lending, and Fin Tech. Their company has offices in Remote. They have a large team that's between 201-500 employees. To date, Earnest has raised $127M of funding; their latest round was closed on October 2017.

You can view their website at https://www.earnest.com or find them on Twitter, Facebook, and LinkedIn
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via Built In posted_at: 24 days agoschedule_type: Full-timesalary: 146K–182K a yearwork_from_home: 1
At Earnest, we believe in a world where paying for your education takes less time than earning your degree. Join us on our mission to empower anyone seeking higher education to reduce the total price tag of their degree, supercharge their ability to pay down student debt, and get on the right financial track fast. A little background on Earnest: We're a remote first FinTech company with an... accomplished team who believe consumer lending can be At Earnest, we believe in a world where paying for your education takes less time than earning your degree. Join us on our mission to empower anyone seeking higher education to reduce the total price tag of their degree, supercharge their ability to pay down student debt, and get on the right financial track fast.

A little background on Earnest: We're a remote first FinTech company with an... accomplished team who believe consumer lending can be radically improved and are doing something about it. We are disrupting the trillion dollar student loan industry by redefining what it means to be creditworthy. We created a company that combines data science, streamlined design, and technology to:
• Build products that simplify the lending process
• Personalize loans to suit the needs of our customers
• Engage with our customers through more human experiences

What makes an “Earnie” culture:

Earnest’s culture is as dynamic as the products we’re building and defining every day. We’re a fast-growing company, and that means we’re constantly integrating the new perspectives of every individual.

Earnies define our culture as:
• Earn Happy Customers
• Our success comes from anticipating their needs and providing the solutions they’re looking for.
• Better is Better
• The path to great means getting better every day. We push ourselves, and each other, to remain curious and think differently.
• PhD in Moving Fast
• Our customers are tired of long wait times and large student loan bills so we constantly seek out ways to deliver faster.
• Passion for Challenges
• Perseverance and optimism are just the start to take on the inertia of a national trillion-dollar problem.
• Impact is a Team Sport
• We maximize our impact when we act as one team.

Our Earnie's are fun, innovative, and willing to rollup their sleeves to help their team succeed in a fast-paced environment. If this sounds like you, and you want to join us on our mission to radically disrupt a trillion dollar fintech industry, keep reading to find out how.

As the Growth Product Manager within the scrappy “Going Merry” team, you will lead strategy and execution efforts to improve engagement and monetization of our users. Through cross-functional work (with marketing, product, design/research, engineering, and data teams), you will identify growth opportunities and execute on them. This will include running A/B experiments, releasing MVP tests of new features/product lines, identifying high-value user segments, creating engaging community content, and developing more personalized product/marketing experiences.

What you will do:
• Test new features/ideas to increase engagement/revenue (e.g. webinars, quizzes, chatbots) by developing MVPs– and then work with PMs to “productize” winning tests
• Iterate on existing products via A/B testing, to improve conversion rates
• Work with Lifecycle Manager to optimize communications/touch-points (e.g. notifications, emails, SMS, content cards) to improve engagement– and then recommend ways to automate what works.
• Work with Acquisition Growth Manager to encourage acquisition of high-quality registrations (who are more likely to engage/convert)
• Build out a “higher-touch” experience for likely high-value user segments, funneling them to monetization streams relevant to their needs.
• Improve our ability to understand and segment users, via events tracking, reporting dashboards, etc.
• Improve/extend our testing software/processes, to enable constant user testing without over-sampling/cross-contaminating.
• Develop parallel streams of more personalized product/marketing experiences, in line with their user needs and our business objectives.
• Create Community Content: Strategize, develop, and manage content that helps build engagement with our product/brand, particularly via educational resources for counselors, students, and parents.

Experiences you will bring with you:
• 5+ years working in strategic consulting, product, or marketing roles, with responsibility for meeting growth/business targets for a B2C (consumer) product
• Experience with A/B testing and conversion rate optimization, ideally in-product (i.e. not just for acquisition, but for engagement/retention/monetization) and across devices (e.g. both web app + mobile app)
• Data-driven, with analytics and SQL/Excel skills
• Experience managing digital projects involving multiple stakeholders and implementers
• Experience managing/leading a team (even if not directly, e.g. many PMs don’t have direct reports)
• Understanding of UX principles / best practices
• Strong writing skills

Earnest believes in enabling our employees to live their best lives. We offer a variety of perks and competitive benefits that include:
• Health, Dental, & Vision benefits plus savings plans
• Work anywhere in the U.S.
• Mac computers + work from home stipend to set up your home office
• Monthly internet and phone reimbursement
• Employee Stock Purchase Plan
• 401(k) plan to help you save for retirement plus a company match
• Robust tuition reimbursement program
• $1,000 travel perk on each Earnie-versary to anywhere in the world
• Competitive days of annual PTO
• Annual “my day”
• Pet insurance!
• Competitive parental leave
• Plenty of Earnest swag, optional in person team gatherings, picnics, celebrations, and plenty of fun virtual events

At Earnest, we are committed to building an environment where our employees feel included, valued, and heard. Our belief is that a strong commitment to diversity, inclusion, equity, and belonging enables us to move forward with our mission. We are dedicated to adding new perspectives to the team and encourage anyone to apply if your experience is close to what we are looking for.

Earnest provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, disability or genetics. Qualified applicants with criminal histories will be considered for the position in a manner consistent with the Fair Chance Ordinance.

#LI-SB1
A little about our pay philosophy: We take pride in ensuring we are compensating our employees fairly and equitably. We are showcasing a range and actual starting pay may be based on several factors including but not limited to, market rate, the qualified pool of candidates, internal compensation, candidate location, and budgetary constraints. This number does not necessarily reflect your total compensation, but is a range for your base salary.
Pay Range
$146,000—$182,500 USD
Show more details...
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