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Related Questions
Are there any credit checks required to use Splitit? A: No, Splitit does not require any credit checks or applications. As long as customers have an existing credit card and sufficient credit available, they can use Splitit to pay for their purchases in installments.
Is Splitit available for online purchases only? A: No, Splitit can be used for both online and in-store purchases. Customers simply need to select Splitit as their payment option and choose the number of installments they'd like to make.
How do refunds work with Splitit? A: If a customer requests a refund for a purchase made using Splitit, the refunded amount will be credited back to their credit card. Any remaining installments will be adjusted accordingly.
Can I pay off my installments early with Splitit? A: Yes, customers have the option to pay off their remaining installments early if they choose. This can be done by contacting Splitit's customer support team.
Are there any fees associated with using Splitit? A: Splitit does not charge any interest or fees to customers who use their service. The only cost is the purchase price divided into equal monthly installments.
Can I use multiple credit cards with Splitit? A: No, Splitit only allows customers to use one credit card for their purchases. The total amount is pre-authorized on that card, and the installments are charged to the same card.
Is Splitit secure to use for online purchases? A: Yes, Splitit uses industry-standard encryption and security protocols to ensure that customer information is protected. Customers can feel confident using Splitit for their online purchases.
Are there any limits on the amount I can spend with Splitit? A: Splitit does have minimum and maximum purchase limits set by each merchant. Customers should check with the specific merchant they are purchasing from for more information.
How does Splitit work? A: Splitit allows customers to pay for purchases using their existing credit card in monthly installments, without incurring interest charges or fees. When a customer makes a purchase using Splitit, the total amount is pre-authorized on their credit card, but the funds are only released as each installment payment is made.
How does Splitit impact my credit score? A: Using Splitit does not impact your credit score, as there are no credit checks or applications required. As long as customers make their installment payments on time, there should be no negative impact on their credit.