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Related Questions
Is Discover a good choice for student credit cards?
A4: Yes, Discover is a great choice for student credit cards. The Discover it® Student Cash Back is a popular choice for students because it offers 5% cash back in rotating categories, such as restaurants, gas, groceries, and Amazon. This card also has no annual fee and no late fee on your first late payment. Additionally, Discover offers a free credit score access and a $20 statement credit each school year for up to 5 years.
Is Discover FDIC insured?
A7: Yes, Discover is FDIC insured, meaning that deposits up to the applicable limit are protected in the event of a bank failure. Discover is also a member of the FDIC's Transaction Account Guarantee Program, which provides additional protection for non-interest bearing accounts.
Does Discover offer rewards for non-credit card purchases?
A5: Yes, Discover offers rewards for non-credit card purchases through its Cashback Bonus program. With this program, you can earn up to 5% back on eligible purchases when you use your Discover card. The program also offers bonus rewards when you shop at participating retailers.
What credit cards does Discover offer?
A2: Discover offers a wide range of credit cards to suit different needs and financial goals. These include no-annual-fee cards like the Discover it® Cash Back and the Discover it® Student Cash Back, as well as travel rewards cards like the Discover it® Miles and the Discover it® Balance Transfer. You can also get great rewards with cards like the Discover it® Chrome, Discover it® Secured, and Discover it® Business.
How do I make a payment on my Discover card?
A8: You can make a payment on your Discover card in several ways. You can make a payment through the Discover website or app, as well as at any of Discover’s partner banks. You can also make a payment by mail, or by phone. Additionally, you can set up automatic payments to ensure your payments are made on time each month.
Does Discover offer customer service?
A9: Yes, Discover offers 24/7 customer service by phone and email. You can call the customer service number on the back of your Discover card, or you can use the email support form available on the Discover website. If you prefer to speak to a live representative, you can also visit a Discover financial center or schedule an appointment for a phone consultation.
Does Discover have a mobile app?
A10: Yes, Discover has a mobile app available for both Android and iOS devices. The app allows you to check your balance, view recent transactions, set up automatic payments, and redeem rewards points. You can also use the app to find nearby ATMs, and to get advice on managing your finances. The app is secure and offers a variety of features to make managing your finances easy and convenient.
How is Discover different from other banks?
A3: Discover stands out among other banks because of its unique customer-friendly features. Its products and services are tailored to meet the needs of different types of customers. Its rewards program is one of the most attractive features, offering cash back and miles rewards on purchases. Discover also has no foreign transaction fees on its cards, making it easy to use your Discover card while traveling. Furthermore, the company offers an extensive selection of tools and resources to help customers manage their finances, including budgeting and debt management.
Does Discover offer loans?
A6: Yes, Discover offers a variety of loan options, including personal loans, auto loans, and home equity loans. With personal loans, you can borrow up to $35,000 to cover a variety of expenses, such as debt consolidation, home improvements, and large purchases. Auto loans are available for new and used vehicles, and Discover offers competitive interest rates and flexible terms. Home equity loans allow you to borrow up to $150,000 to pay for home improvements or other expenses.
What is Discover?
A1: Discover is an American financial services company that has been providing credit cards, banking, loans, savings, and other services since 1985. It is a publicly traded company and is one of the largest credit card issuers in the U.S. The company offers a variety of products and services, including personal banking, student loans, auto loans, personal loans, home equity loans, and credit cards. Discover also offers rewards programs, such as Cashback Bonus, Miles and more. The company is committed to providing customers with an easy and rewarding experience.