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Related Questions
How can I find an OnPoint Community Credit Union ATM near me?
Answer: Locating an OnPoint Community Credit Union ATM near you is effortless. You can use our branch and ATM locator on our website, onpointcu.com, accessible from both desktop and mobile devices. Simply enter your city, ZIP code, or address, and the locator will display all nearby branch locations and ATMs. You can also use our mobile banking app to find ATMs while you're on the go. Our extensive network of ATMs enables you to conveniently withdraw cash, make deposits, and perform other transactional activities without incurring additional fees.
Can I access my OnPoint Community Credit Union accounts online?
Answer: Absolutely! OnPoint Community Credit Union offers a robust and user-friendly online banking platform, allowing you to access your accounts conveniently from anywhere, 24/7. Simply visit onpointcu.com and click on the "Online Banking" button located at the top right corner of our website. From there, enter your member number and password to securely log in to your account. Once logged in, you can view account balances, transfer funds between accounts, pay bills, manage credit cards, and even apply for loans or open new accounts. Our online banking platform ensures your financial management is simple, secure, and efficient.
How can I contact OnPoint Community Credit Union's customer service?
Answer: At OnPoint Community Credit Union
Are my deposits at OnPoint Community Credit Union insured?
Answer: Yes, your deposits at OnPoint Community Credit Union are federally insured up to $250,000 per depositor by the National Credit Union Administration (NCUA). This ensures the safety and security of your funds, providing peace of mind knowing that even in unlikely circumstances, such as a financial institution failure, your money is protected. Additionally, Individual Retirement Accounts (IRAs) are separately insured up to $250,000 by the NCUA, giving you added security for your retirement savings.
What are the advantages of joining OnPoint Community Credit Union?
Answer: Joining OnPoint Community Credit Union comes with a host of benefits. As a member-owned financial institution, we prioritize your financial well-being. Unlike traditional banks, we offer lower interest rates on loans, higher interest rates on savings accounts, and minimal fees. Additionally, you'll have access to a wide range of financial products and services, including competitive mortgages, auto loans, credit cards, and personalized investment advice. We also pride ourselves on superior customer service, with dedicated professionals ready to assist you in achieving your financial goals.
How do I make a deposit to my OnPoint Community Credit Union account?
Answer: We provide various convenient ways to make deposits to your OnPoint Community Credit Union account. To deposit funds, you can visit any of our branch locations during business hours and our friendly tellers will assist you. Remember to bring your account number and a valid photo ID. Additionally, you can deposit checks by using our mobile banking app, which allows you to simply take a photo of the front and back of the check and submit it electronically. Lastly, you can arrange direct deposits with your employer, ensuring your funds are seamlessly deposited into your account without any effort from your end.
What is the eligibility criteria to become a member of OnPoint Community Credit Union?
Answer: OnPoint Community Credit Union has an inclusive membership policy, making it easy for individuals to join. Membership is open to anyone who lives or works within specific counties in Oregon or Clark County, Washington. Additionally, family members of existing members are also eligible to join. Our goal is to serve the community, embracing individuals from all walks of life. Joining is simple, and you can start enjoying the benefits of membership by applying online or visiting any of our convenient branch locations.
Can I access OnPoint Community Credit Union's services using my mobile device?
Answer: Absolutely! OnPoint Community Credit Union offers a mobile banking app that allows you to conveniently access our services from your mobile device. The app is available for download on both iOS and Android platforms. Once downloaded, you can securely log in using your online banking credentials. With our mobile banking app, you can perform various transactions, including viewing account balances, transferring funds, depositing checks, paying bills, and finding nearby ATMs. We prioritize your convenience, and our mobile app brings OnPoint's services directly to your fingertips.
How do I apply for a loan at OnPoint Community Credit Union?
Answer: Applying for a loan at OnPoint Community Credit Union is quick and convenient. Simply visit our website at onpointcu.com and navigate to the Loans tab. From there, you can choose the loan type you're interested in, such as auto, mortgage, personal, or student loans. Click on the loan category and follow the step-by-step application process, which involves providing your personal information, financial details, and required documentation. If you prefer, you can also apply in person at any of our branch locations, and our knowledgeable staff will guide you through the application process.
Popular Questions
What do I do if I forgot my OnPoint username?
If you don't remember your Login ID or if you are locked out of your account, please call us at 503.228. 7077 or 800.527. 3932 or visit your nearest branch.
What routing is 323075880?
The routing number for OnPoint for domestic and international wire transfer is 323075880. The routing number for OnPoint for domestic and international wire transfer is 323075880. If you're sending a domestic wire transfer, you'll just need the wire routing number in this table.
What is the withdrawal limit for OnPoint?
The daily ATM withdrawal limit for Onpoint Credit Union is $500. There is no weekly or monthly ATM withdrawal limit.
Does OnPoint send text messages?
Please remember that OnPoint will never call, text or email you to confirm your personal information, password or secure access code.
How do I find my OnPoint login ID?
If you don't remember your Login ID or if you are locked out of your account, please call us at 503.228. 7077 or 800.527. 3932 or visit your nearest branch.
How do I activate my OnPoint debit card?
How can I activate my debit card? Simply use your card at any OnPoint ATM or in a PIN-based transaction. You can also activate your debit card by calling 800.992. 3808.
Does OnPoint have an app?
OnPoint has a banking app of its own, and it can be connected to third-party apps like Mint.
Does OnPoint have online banking?
A better banking experience with OnPoint digital banking. Digital banking from OnPoint provides you with the opportunity to access your money, deposit checks, send and receive money person-to-person, track your spending, and handle all aspects of your banking needs, digitally.
How do I unlock my OnPoint account?
If you don't remember your Login ID or if you are locked out of your account, please call us at 503.228. 7077 or 800.527. 3932 or visit your nearest branch.
What routing number is 323075880?
The routing number for OnPoint for domestic and international wire transfer is 323075880. The routing number for OnPoint for domestic and international wire transfer is 323075880. If you're sending a domestic wire transfer, you'll just need the wire routing number in this table.
Does OnPoint let you overdraft?
We offer a discretionary overdraft protection service (Overdraft Protection) to cover overdrafts. The Overdraft Protection service is offered to all eligible checking account owners, unless revoked by OnPoint.
How much cash can I withdraw OnPoint?
ATM limits can vary, but the standard daily withdrawal limit per ATM card at Onpoint Community Credit Union is $500.
Is OnPoint Credit Union only in Oregon?
The 28 counties we serve in Oregon: Benton, Clackamas, Clatsop, Columbia, Coos, Crook, Curry, Deschutes, Douglas, Gilliam, Hood River, Jackson, Jefferson, Josephine, Klamath, Lane, Lincoln, Linn, Marion, Morrow, Multnomah, Polk, Sherman, Tillamook, Wasco, Washington, Wheeler, or Yamhill.
How many locations does OnPoint have?
Today, OnPoint operates 55 branches in Oregon and Southwest Washington and serves more than 480,000 members with $9.4 billion in assets.
How long does OnPoint take to deposit a check?
Your mobile check deposit typically takes 1-2 business days for the funds to become available in your account.
Who owns OnPoint Credit Union?
We have members, not shareholders. As an equal owner of OnPoint, each member has one vote to elect a Board of Directors that will set the overall strategy for our credit union. The Board represents the members, and each Board Director is elected to a three-year term.
What is ATM withdrawal limit OnPoint credit union?
ATM limits can vary, but the standard daily withdrawal limit per ATM card at Onpoint Community Credit Union is $500.
Does OnPoint Credit Union use Zelle?
Using Zelle through OnPoint allows you to send or receive money from within Digital Banking, making it easy to quickly access all of your account and transaction information in one place.